Imagine you’re hosting a backyard barbecue on a warm summer afternoon. Friends and neighbors are enjoying themselves when someone trips over a garden hose and falls. Or maybe it’s the middle of winter in New Hampshire or Vermont, and a

Dogs are more than pets – they’re members of the family. Whether they’re greeting you at the door, joining you on walks, or curling up beside you on the couch, most dog owners never imagine their companion could seriously injure

A powerful nor’easter moves through New England overnight. By morning, your shingles are scattered across your yard, a tree limb has punched through the roof of your garage, and water is dripping into your attic. You’re already worried about the

Imagine that you’re about to start a new project. The contract is signed, the schedule is set, and you’re ready to get to work. Then an email arrives saying, “Before work begins, please provide your Certificate of Insurance.” For some

You’ve owned your home for years. It’s well maintained, maybe a little older, but everything works the way it should until something unexpected happens, like a fire or a major storm. You file a claim. An adjuster comes out. The

Most homeowners assume their insurance covers anything that goes wrong with their home. However, that’s not always the case when the problem is underground. If a water, sewer, or utility line on your property fails, the cost to repair it