Commercial

We come across a lot of stunning information in our mission to bring you insightful, informative blog posts that help you protect yourself and your livelihood from business risks. If you operate a small or medium-sized business, this article is for you. And, in case you missed it, you can read Part One here: Mind-Blowing

Imagine this: you’re a carpenter remodeling a kitchen and the homeowner trips over a power tool left out by one of your workers and hits her head. You have to call 911 and she’s transported to the hospital. Or, you’re a plumber, and your apprentice accidentally cracks a pipe, flooding your customer’s basement. Or maybe

As a retail business owner, you’re all too aware of what factors can disrupt your business and your bottom line. Customers, employees, and vendors could file a claim against your business if they get hurt or their property is damaged on your premises. Your main source of revenue—your customers—may actually be one of your biggest

Renting your residential property can be a smart way to invest in your future. It can provide long-term income and cash flow, as well as tax perks. Your property will also likely appreciate over time, further adding to your investment portfolio. However, being a landlord comes with risks, such as property and liability issues. Rental

Offices present a unique set of potential risks and injuries for employees and staff. Office work might not be as risky as a construction or manufacturing job, but it does come with its own employee risk factors. Office employees tend to work indoors for long hours in seated positions that aren’t ergonomically sound. This opens

The hospitality industry—specifically hotels, motels, and bed and breakfasts—faces a more difficult operating environment than it has in many years past. A recent HUB International 2023 Outlook report illuminated some of these difficult realities: These findings mean that the risk is high for business owners and operators in the hospitality industry on multiple fronts. However,

Restaurants are busy places with unique risk profiles. Bustling kitchens, sharp implements, open flames, and hot surfaces—not to mention all of the customers and staff moving around—can create hazards. The potential for lawsuits or property damage resulting from the day-to-day operations of your business is high. These six tips can help you avoid having to

Fall is a great time to prepare your business for the transition to colder temperatures, shorter days, and the hazards that come with it. As pretty as the fall foliage is, it also signals different risk factors that can impact your business in unique ways. To help you get ready, we’ve put together these small

Summer insurance claims my not seem like a threat, but thanks to climate change, our weather patterns are becoming even more unpredictable, and summer is certainly no exception. Erratic summer weather in 2022 wasn’t limited to our neck of the woods either. Nine inches of rain fell in a single day in St. Louis, Missouri,