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Homeowners Insurance Or Pet Insurance Hero

Homeowners Insurance vs. Pet Insurance: Understanding Your Options and Choosing the Right Coverage

If you’ve ever rushed to the emergency vet or worried about your dog biting a neighbor, you’re not alone. Pets are family — and like any loved one, they can bring joy, messes, and surprise expenses. From chewed-up furniture to unexpected surgery or even a liability claim, pet-related costs can add up fast. That’s where […]

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Off-Premises Utility Coverage Hero

When the Lights Go Out: How Off-Premises Utility Coverage Can Help Keep Your Business Running

You’ve worked hard to build your business and you’ve done your best to protect it. You’ve got property coverage in place and maybe even business income insurance. But what happens when your power goes out and it’s not your fault? This common (and costly) insurance gap can leave your business exposed to unnecessary risk. Imagine

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5 Everyday Business Risks Hero

5 Everyday Business Risks You Didn’t Know Were Covered (And 3 That Aren’t)

When you think about business insurance, you probably picture coverage for fires, theft, or customer injuries. And you’d be right — those are common. But modern policies often cover more than most business owners realize. In today’s complex, connected world, small businesses face a wide variety of risks — some of which are covered under

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Equipment Breakdown Coverage Hero

SMB Owners: Don’t Overlook Equipment Breakdown Coverage in Your Policy

Picture this: you own a thriving bakery. It’s Saturday morning, the busiest day of your week. You’re prepping trays of croissants and muffins when you notice something’s wrong. The walk-in cooler isn’t humming. By the time you check inside, the compressor has failed. The ingredients you bought in bulk? Spoiled, and now your customers are

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Business Succession Planning Hero

Business Succession Planning: Securing Your Company’s Future

Imagine you’ve built a successful business from the ground up with years of dedication, late nights, and strategic decisions leading to a thriving company. But what happens when you’re ready to step away? Will your business continue to flourish, or will it face uncertainty? Having the right insurance is a vital tool for creating a

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Small Businesses Affected by Tariffs Hero

How Small Businesses Are Affected by Tariffs—and What They Can Do About It

Tariffs are a hot topic in the business world, and small businesses are feeling the impact. If you’re running a small business that relies on imported goods, materials, or equipment, you’ve probably already noticed price increases and supply chain disruptions. But what do tariffs really mean for your business, and how can you navigate these

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California Fires Hero

How the California Fires Could Reshape the Insurance Industry

The fires that raged through California in January 2025 are poised to shake up the insurance industry in ways we haven’t seen before. With economic damages projected to reach as much as $250 billion, these wildfires could rival Hurricane Katrina in financial impact, potentially costing insurers more than $30 billion. For a peril that wasn’t

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Preparing Your Small Business Hero

2025 Insurance Essentials: Preparing Your Small Business for a Changing Risk Landscape

In 2025, businesses are expected to face a mix of exciting opportunities and unique challenges. Technology and innovation are transforming industries at an unprecedented pace, but with this evolution comes an increase in risks. From cybersecurity threats to natural disasters to an unpredictable geopolitical climate, the insurance needs for your business are changing just as

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