Imagine that you’re about to start a new project. The contract is signed, the schedule is set, and you’re ready to get to work. Then an email arrives saying, “Before work begins, please provide your Certificate of Insurance.” For some business owners, that request can trigger a scramble. What exactly is a Certificate of Insurance? […]
Certificates of Insurance (COIs): What Every Business Owner Should Know Read More »
It usually starts with something small, like a smell that doesn’t quite make sense or a flicker of light outside your window. Maybe your neighbor knocks on your door a little too late at night. In most cases, people assume it’s an accident. Something explainable like a wiring issue or a poorly place space heater.
Arson Happens More Often Than You Think — Simple Steps to Protect Your Home or Business Read More »
In early 2025, a Florida-based construction company received an urgent email from what appeared to be an executive at a partner firm. The message instructed a finance employee to wire $60,725 to a new account for an ongoing project. The request looked legitimate and seemed to come from a familiar contact. But the request was
Modern Scams, Real Losses: What Every Small Business Owner Needs to Know Read More »
Imagine this: A powerful April nor’easter dumps 18 inches of heavy, wet snow across New England. Trees bent under ice crash through power lines across the state and cause over 125,000 New Hampshire customers to lose power. Or 42.1 inches of snow fall over a two-day period in Readsboro, VT, cutting off power to 30,000
Snow, Ice and Outages: The Top 7 Winter Risks Facing New England Businesses Read More »
You’ve worked hard to build your business and you’ve done your best to protect it. You’ve got property coverage in place and maybe even business income insurance. But what happens when your power goes out and it’s not your fault? This common (and costly) insurance gap can leave your business exposed to unnecessary risk. Imagine
When you think about business insurance, you probably picture coverage for fires, theft, or customer injuries. And you’d be right — those are common. But modern policies often cover more than most business owners realize. In today’s complex, connected world, small businesses face a wide variety of risks — some of which are covered under
5 Everyday Business Risks You Didn’t Know Were Covered (And 3 That Aren’t) Read More »
Seventy-five percent of small businesses are underinsured, according to Insurance Journal. Is yours one of them? Running a small business is an adventure—and like any adventure, it comes with risk. Whether you’re managing a store, working from home, or leading a growing team, an unexpected event like a storm, lawsuit, or cyberattack can bring your
Your 2025 Small Business Insurance Guide Read More »
Picture this: you own a thriving bakery. It’s Saturday morning, the busiest day of your week. You’re prepping trays of croissants and muffins when you notice something’s wrong. The walk-in cooler isn’t humming. By the time you check inside, the compressor has failed. The ingredients you bought in bulk? Spoiled, and now your customers are
SMB Owners: Don’t Overlook Equipment Breakdown Coverage in Your Policy Read More »
Imagine you’ve built a successful business from the ground up with years of dedication, late nights, and strategic decisions leading to a thriving company. But what happens when you’re ready to step away? Will your business continue to flourish, or will it face uncertainty? Having the right insurance is a vital tool for creating a
Business Succession Planning: Securing Your Company’s Future Read More »
In today’s digital world, more people than ever are shopping and doing business online. With the e-commerce industry booming, it’s easy to get caught up in the excitement of growing your business. But have you thought about how to protect it? Just like brick-and-mortar stores, online businesses face risks—some of which are unique to the
Why Your E-Commerce Business Needs Insurance Read More »
