Picture this: you own a thriving bakery. It’s Saturday morning, the busiest day of your week. You’re prepping trays of croissants and muffins when you notice something’s wrong. The walk-in cooler isn’t humming. By the time you check inside, the compressor has failed. The ingredients you bought in bulk? Spoiled, and now your customers are […]
SMB Owners: Don’t Overlook Equipment Breakdown Coverage in Your Policy Read More »
Imagine you’ve built a successful business from the ground up with years of dedication, late nights, and strategic decisions leading to a thriving company. But what happens when you’re ready to step away? Will your business continue to flourish, or will it face uncertainty? Having the right insurance is a vital tool for creating a
Business Succession Planning: Securing Your Company’s Future Read More »
In today’s digital world, more people than ever are shopping and doing business online. With the e-commerce industry booming, it’s easy to get caught up in the excitement of growing your business. But have you thought about how to protect it? Just like brick-and-mortar stores, online businesses face risks—some of which are unique to the
Why Your E-Commerce Business Needs Insurance Read More »
Tariffs are a hot topic in the business world, and small businesses are feeling the impact. If you’re running a small business that relies on imported goods, materials, or equipment, you’ve probably already noticed price increases and supply chain disruptions. But what do tariffs really mean for your business, and how can you navigate these
How Small Businesses Are Affected by Tariffs—and What They Can Do About It Read More »
The fires that raged through California in January 2025 are poised to shake up the insurance industry in ways we haven’t seen before. With economic damages projected to reach as much as $250 billion, these wildfires could rival Hurricane Katrina in financial impact, potentially costing insurers more than $30 billion. For a peril that wasn’t
How the California Fires Could Reshape the Insurance Industry Read More »
In 2025, businesses are expected to face a mix of exciting opportunities and unique challenges. Technology and innovation are transforming industries at an unprecedented pace, but with this evolution comes an increase in risks. From cybersecurity threats to natural disasters to an unpredictable geopolitical climate, the insurance needs for your business are changing just as
2025 Insurance Essentials: Preparing Your Small Business for a Changing Risk Landscape Read More »
Did you know that more than 80% of people with connected devices either have no insurance coverage that protects them from cyber fraud or aren’t sure if their current policy covers that liability? With the rise of smart home tech and all the security risks it brings, it’s surprising how many of us aren’t fully
Are You Insured Against Cybercrime? Probably Not. Read More »
Starting a new venture is exhilarating, but amid the excitement, there’s a crucial detail that often gets overlooked: business insurance. Many founders, especially first-timers, might not think about it until it’s too late. However, getting the right insurance coverage can be a game-changer for your startup’s long-term success. Let’s dive into why insurance is essential
Startup Insurance: What Entrepreneurs Need to Know Read More »
Hey there, commercial property owners! Are you feeling the pinch of rising insurance costs? You’re not alone. Commercial property insurance is evolving, and staying ahead of the curve is more important than ever. With robust risk management practices and proactive mitigation strategies, you can navigate these changes and put yourself in an even stronger position.
Commercial Property Insurance Trends: What Business Owners Need to Know in 2024 Read More »
Imagine this: one of your employees feels mistreated at work. Maybe they believe they were wrongfully terminated, harassed, or discriminated against. Unfortunately, these situations can and do happen, and when they do, they can lead to lawsuits. Employment Practices Liability Insurance (EPLI) is designed to protect your business in these scenarios. It’s not just current
Employment Practices Liability Insurance (EPLI): A Guide for Business Owners Read More »
