Co-operative Insurance Blog

Business partners kitting a package for shipment

As a small or medium business owner, are you prepared to get sued? Did you know that 36-53% of small businesses are dealing with some form of litigation in any given year and that 90% of all businesses are dealing

Woman is texting on smartphone while driving a car and leads herself to danger.

Are you among the 30% of drivers who feel confident in their ability to text and drive? Do you think you’re good at distracted driving? You’re not, and neither are your employees. You are 23 times more likely to get

Contractor stepping out of truck with phone in hand

What are the chances that one of your employees will be involved in an auto accident while driving a company vehicle this year? According to Automotive Fleet, a whopping 2 out of every 10 commercial fleet vehicles (20%) are involved

In our last post, Business Owners Policy Insurance (BOP): What it is and Why Every Small Business Should Get One, we discussed BOP and why most businesses would benefit from this type of protection. Simply put, a BOP is a

You’ve poured your heart and soul into your business. You’ve worked long hours and made sacrifices so that you can succeed. The last thing you need is for an unexpected event to turn into an uninsured or underinsured disaster, setting

We live in an unpredictable world. As a small business owner, no matter how insulated you think you are from risks, the unexpected can still wreak havoc on your livelihood. Did you know that 40% of businesses will file an

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