The days are getting shorter, the nights are getting longer, and the cold weather is here. You know what that means: it’s time to winterize your business against insurance claims. Don’t let something like a slip and fall on an icy sidewalk, with an average settlement of $10,000 to $50,000, freeze your business! Ensure your …
10 Tips to Winterize Your Business Against Insurance Claims Read More »
Did you know there’s a 20% chance one of your employees will be involved in an auto accident while driving a company vehicle this year? Or that about 50% of insurance claims made by landlords are for loss of rental income? That’s just the tip of the iceberg! If you employ drivers, own a restaurant, …
Mind-Blowing Insurance Facts Every Business Owner Should Know Read More »
If you’re running a small business, you know that insurance is a must-have to protect your livelihood and comply with state legal requirements. As a small business owner, you also know the importance of looking for ways to reduce your costs while improving the services you enjoy. So, we’ve compiled 20 small business insurance tips …
20 Small Business Insurance Tips to Improve Coverage and Lower Costs Read More »
As a small or medium business owner, are you prepared to get sued? Did you know that 36-53% of small businesses are dealing with some form of litigation in any given year and that 90% of all businesses are dealing with litigation at any moment in time? Statistically, your business has a very high probability …
Commercial Umbrella Insurance Basics for Small Business Owners Read More »
Are you among the 30% of drivers who feel confident in their ability to text and drive? Do you think you’re good at distracted driving? You’re not, and neither are your employees. You are 23 times more likely to get into an automobile accident texting while driving. If you’re driving at 55 mph and take …
What Business Owners Should Know About Distracted Driving and Commercial Auto Insurance Read More »
What are the chances that one of your employees will be involved in an auto accident while driving a company vehicle this year? According to Automotive Fleet, a whopping 2 out of every 10 commercial fleet vehicles (20%) are involved in an auto accident every year. The average claim ($70,000) is almost twice the cost …
The Small Business Owner’s Guide to Commercial Auto Insurance Read More »
In our last post, Business Owners Policy Insurance (BOP): What it is and Why Every Small Business Should Get One, we discussed BOP and why most businesses would benefit from this type of protection. Simply put, a BOP is a packaged insurance policy that combines different types of coverage, such as property and liability coverage, …
8 Industries That Need Business Owner’s Policy Insurance Read More »
You’ve poured your heart and soul into your business. You’ve worked long hours and made sacrifices so that you can succeed. The last thing you need is for an unexpected event to turn into an uninsured or underinsured disaster, setting you back months or years as you lose profits while you rebuild. As a business …
We live in an unpredictable world. As a small business owner, no matter how insulated you think you are from risks, the unexpected can still wreak havoc on your livelihood. Did you know that 40% of businesses will file an insurance claim over the next ten years? Consider the five most common business insurance property …
10 Things You Need to Know About Small Business Insurance Read More »
You’re a business owner, and you’ve built your business in specific ways to serve a particular set of customers. When it comes to commercial insurance, this means your business will have a different set of risk factors than the business next door. If you own a car dealership, you’ll have a different set of needs …
12 Types of Commercial Insurance & Why You Need Them Read More »
