Your home relies on more mechanical and electrical equipment than you may realize, and when one of those systems breaks, the repair or replacement bill can add up fast. Heating and cooling systems, water heaters, well pumps, refrigerators, security systems, computers, generators and other home technology all play a part in keeping your home comfortable
What Happens When Expensive Home Equipment Suddenly Fails? Read More »
From smart appliances to EV chargers, what happens when your home technology fails? Today’s homes contain a surprising amount of sophisticated electrical and mechanical equipment. Heat pumps, EV chargers, smart thermostats, high-end appliances, home battery systems, generators and connected devices make your home more comfortable, efficient, and convenient. But they also give you more equipment
The Hidden Technology Risks Inside Your Home Read More »
Your home may not be the same home you originally insured, and if your coverage hasn’t changed with it, you could face an expensive surprise after a claim. Maybe you finished your basement, remodeled your kitchen, added a shed, installed solar panels or started using part of your home for business. Changes like these can
7 Home Changes Your Insurance Agent Should Know About Read More »
Imagine this: One of your employees receives an email from a trusted vendor explaining that the company recently changed banks. The message looks professional, uses the vendor’s usual terminology and includes an updated invoice with new payment instructions. Nothing seems obviously wrong, and that’s exactly what makes today’s AI-enabled fraud risk different. Artificial intelligence hasn’t
AI Scams Are Getting Smarter: How Small Businesses Can Protect Themselves From Fraud Read More »
Electrical systems power nearly every aspect of modern life, but when something goes wrong, the results can be devastating. An overloaded circuit, aging wiring, or faulty electrical equipment can quickly turn into a fire that threatens lives, homes, and businesses. Electrical malfunctions remain one of the leading causes of the most costly and destructive fires
Sending your child off to college is an exciting milestone—but it can also be an expensive one. By the time you’ve checked everything off the move-in list, your student may be taking thousands of dollars’ worth of belongings to campus, from laptops and bicycles to gaming systems, furniture, clothing, and textbooks. Some students will even
Imagine you’re hosting a backyard barbecue on a warm summer afternoon. Friends and neighbors are enjoying themselves when someone trips over a garden hose and falls. Or maybe it’s the middle of winter in New Hampshire or Vermont, and a visitor slips on an icy walkway while coming to your front door. Your first priority
Dogs are more than pets – they’re members of the family. Whether they’re greeting you at the door, joining you on walks, or curling up beside you on the couch, most dog owners never imagine their companion could seriously injure someone else. Yet dog bite incidents happen more often than many people realize. Nearly 1,000
Dog Bite Liability Claims: What Every Homeowner Should Know Read More »
A powerful nor’easter moves through New England overnight. By morning, your shingles are scattered across your yard, a tree limb has punched through the roof of your garage, and water is dripping into your attic. You’re already worried about the damage when the phone starts ringing. A truck pulls into your driveway, and a contractor
Imagine that you’re about to start a new project. The contract is signed, the schedule is set, and you’re ready to get to work. Then an email arrives saying, “Before work begins, please provide your Certificate of Insurance.” For some business owners, that request can trigger a scramble. What exactly is a Certificate of Insurance?
Certificates of Insurance (COIs): What Every Business Owner Should Know Read More »
