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Homeowners Insurance Gaps Hero

Homeowners Insurance Gaps You Didn’t Know You Had (But Should Fix Today)

You’ve got homeowners insurance, so you’re protected—right? Don’t be so sure. While your policy might cover the basics, there’s a chance it’s missing some critical protections. From floods and earthquakes to home-based businesses and sewer backups, many standard policies fall short in ways that could cost you thousands if disaster strikes. And in today’s world […]

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Homeowners Insurance 2025 Part 2 Hero

Homeowners Insurance in 2025: What Homeowners Need to Know – Part Two

If you thought homeowners’ insurance was tricky before, 2025 is really keeping us on our toes. In Part One, we broke down why rates are climbing and what’s behind all the changes. Now in Part Two, we’re getting into the real-world stuff—what you can actually do about it. We’ll talk about easy-to-miss coverage gaps, what

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Homeowners Insurance 2025 Part 1 Hero

Homeowners Insurance in 2025: What Homeowners Need to Know – Part One

Owning a home these days can feel like walking a tightrope with your insurance policy. Whether you’re buying your first house, or you’ve been in your home for years, you’ve probably noticed premiums going up and policy details getting more complicated. In 2025, homeowners across the U.S. will continue to grapple with rising rates and

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Smart Home Devices Hero

Smart Home, Smart Savings: How the Right Devices Can Lower Your Insurance Premium

Have you noticed your homeowners insurance bill creeping up every year? You’re not alone. In 2025, homeowners insurance costs were up by about 21% on average, with premiums rising faster than inflation. But what if you could make your home safer, prevent expensive damage, and earn discounts of up to 20% on your premium? Smart

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Equipment Breakdown Coverage Hero

SMB Owners: Don’t Overlook Equipment Breakdown Coverage in Your Policy

Picture this: you own a thriving bakery. It’s Saturday morning, the busiest day of your week. You’re prepping trays of croissants and muffins when you notice something’s wrong. The walk-in cooler isn’t humming. By the time you check inside, the compressor has failed. The ingredients you bought in bulk? Spoiled, and now your customers are

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Business Succession Planning Hero

Business Succession Planning: Securing Your Company’s Future

Imagine you’ve built a successful business from the ground up with years of dedication, late nights, and strategic decisions leading to a thriving company. But what happens when you’re ready to step away? Will your business continue to flourish, or will it face uncertainty? Having the right insurance is a vital tool for creating a

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Tariffs Affect Home and Auto Insurance Hero

Will Tariffs Affect Your Home and Auto Insurance?

You probably don’t spend much time thinking about international trade policies when you’re paying your insurance bill. But did you know that tariffs—those taxes on imported goods—could be driving up the cost of your auto and home insurance? Imagine this: You get your car insurance renewal notice, and your premium has jumped—again. Or after a

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Small Businesses Affected by Tariffs Hero

How Small Businesses Are Affected by Tariffs—and What They Can Do About It

Tariffs are a hot topic in the business world, and small businesses are feeling the impact. If you’re running a small business that relies on imported goods, materials, or equipment, you’ve probably already noticed price increases and supply chain disruptions. But what do tariffs really mean for your business, and how can you navigate these

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California Fires Hero

How the California Fires Could Reshape the Insurance Industry

The fires that raged through California in January 2025 are poised to shake up the insurance industry in ways we haven’t seen before. With economic damages projected to reach as much as $250 billion, these wildfires could rival Hurricane Katrina in financial impact, potentially costing insurers more than $30 billion. For a peril that wasn’t

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