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Is Your Property an Attractive Nuisance?

Attractive nuisances can pose an unexpected liability risk to home and property owners. What’s an attractive nuisance? Basically, from a homeowners insurance perspective, it’s anything that creates a potentially dangerous condition on your property that may attract trespassers and result in health or safety hazards, such as injury or death, especially for children. If you …

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10 Ways Drivers Can Lower Their Auto Insurance Rates

An automobile accident occurs once every six minutes in the United States. That’s 14,386 accidents per day, on average. The frequency of accidents may seem shocking at first, until you consider things like speeding statistics: And that’s just speeding. There are other hazards out there on the road, such as: Protecting yourself from all this …

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10 Tips to Help Prevent Hotel Insurance Claims

The hospitality industry—specifically hotels, motels, and bed and breakfasts—faces a more difficult operating environment than it has in many years past. A recent HUB International 2023 Outlook report illuminated some of these difficult realities: These findings mean that the risk is high for business owners and operators in the hospitality industry on multiple fronts. However, …

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Will Your Homeowners Insurance Cover a Disaster? Maybe…

Attention homeowners! Are you among the 60% of homeowners who are now underinsured due to rising building costs and inflation? Are you prepared to pay tens of thousands of dollars out-of-pocket to rebuild your home if you suffer from a devastating fire, hurricane, or other natural disasters? Did you renovate or remodel your home during …

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6 Tips to Prevent Restaurant Insurance Claims (And How to Protect Yourself if a Claim is Unavoidable)

Restaurants are busy places with unique risk profiles. Bustling kitchens, sharp implements, open flames, and hot surfaces—not to mention all of the customers and staff moving around—can create hazards. The potential for lawsuits or property damage resulting from the day-to-day operations of your business is high. These six tips can help you avoid having to …

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