You probably don’t spend much time thinking about international trade policies when you’re paying your insurance bill. But did you know that tariffs—those taxes on imported goods—could be driving up the cost of your auto and home insurance? Imagine this: You get your car insurance renewal notice, and your premium has jumped—again. Or after a […]
Will Tariffs Affect Your Home and Auto Insurance? Read More »
The fires that raged through California in January 2025 are poised to shake up the insurance industry in ways we haven’t seen before. With economic damages projected to reach as much as $250 billion, these wildfires could rival Hurricane Katrina in financial impact, potentially costing insurers more than $30 billion. For a peril that wasn’t
How the California Fires Could Reshape the Insurance Industry Read More »
Ah, Christmas lights. Whether you’re untangling a decade-old strand or marveling at your neighbor’s display, there’s no denying the magic they bring to the season. But those twinkling lights can come with risks. Electrocution, fires, and falls are just a few potential pitfalls—and we’ve all seen at least one holiday movie where a decoration mishap
Your Ultimate Holiday Light Safety Guide Read More »
Extension cords are one of those household essentials that make life a little more convenient. Whether it’s powering your outdoor holiday lights or reaching that tricky corner in your home office, they’re a quick fix when outlets just aren’t close enough. But did you know that something as simple as an extension cord can pose
The Do’s and Don’ts of Extension Cord Safety Read More »
There’s something comforting about gathering around a warm fireplace, but with great ambiance comes great responsibility. If you’ve noticed black streaks, sticky residue, or a burnt smell lingering around your fireplace, it’s time to pay attention. These aren’t just cosmetic issues, they’re potential safety hazards caused by soot and creosote buildup. Let’s explore what these
Chimney Safety: How to Keep Your Home Safe Read More »
Winter is coming, and while it’s easy to picture cozy fireplaces and snow-covered landscapes, there’s a crucial to-do list waiting for anyone who owns a seasonal or secondary home. Preparing your property for winter isn’t just about avoiding frozen pipes or keeping critters out (though that’s important, too); it’s about peace of mind. Knowing your
9 Tips to Prepare Your Seasonal Home for Winter Read More »
Our homes are our safe havens, but they also come with their share of risks—especially when it comes to fire. House fires can cause serious damage, resulting in expensive homeowners’ insurance claims and lengthy restoration and rebuilds that cause significant disruptions to your life. The good news is that most are preventable. By taking a
Home Fire Safety and Prevention: Easy Tips to Keep Your Home Safe Read More »
Fire is one of the most destructive forces you can encounter in your home. From the flicker of a small spark to a raging blaze, fire can spread quickly, leaving lasting damage. But did you know that not all fires are the same? Fires are classified differently based on their fuel source, and understanding these
Classes of Fire Damage: What Homeowners Need to Know Read More »
Flooding is one of the most frequent and costly natural disasters in the U.S., yet it’s often misunderstood. While those in high-risk areas may be required to purchase flood insurance by their mortgage company, many homeowners in moderate or low-risk zones remain unaware of their exposure to flood risks. Climate change is driving more severe
Homeowner’s Guide to Flood Preparedness Read More »
Summer is the perfect time to enjoy your pool or hot tub, but before you dive in, it’s crucial to ensure everything is electrically safe. Water and electricity can be a dangerous combination, so here are some essential tips to keep you and your loved ones safe around pools and hot tubs. Let’s dive into
9 Electrical Safety Tips for Your Pool or Hot Tub Read More »
