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A Homeowner’s Guide to Understanding Water Damage Categories and Classes

Water damage is a nightmare that no homeowner wants to face. Whether it’s a burst pipe, a leaking dishwasher, or a natural disaster, water intrusion can wreak havoc on your home and its value. And unfortunately, it happens all too often. For example, did you know that 98% of basements will experience some type of …

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Home Furnace & Wood Stove Safety Tips: How to Keep Your Family Safe

Proper furnace & wood stove safety can go a long way in preventing disaster. 24 seconds. That is how often a fire department responds to a fire somewhere in the United States. 44,210. That’s the number of home fires caused by heating equipment between 2016 and 2020, according to the National Fire Protection Association. Home …

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Is Your Property an Attractive Nuisance?

Attractive nuisances can pose an unexpected liability risk to home and property owners. What’s an attractive nuisance? Basically, from a homeowners insurance perspective, it’s anything that creates a potentially dangerous condition on your property that may attract trespassers and result in health or safety hazards, such as injury or death, especially for children. If you …

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Will Your Homeowners Insurance Cover a Disaster? Maybe…

Attention homeowners! Are you among the 60% of homeowners who are now underinsured due to rising building costs and inflation? Are you prepared to pay tens of thousands of dollars out-of-pocket to rebuild your home if you suffer from a devastating fire, hurricane, or other natural disasters? Did you renovate or remodel your home during …

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