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Homeowners Insurance Gaps Hero

Homeowners Insurance Gaps You Didn’t Know You Had (But Should Fix Today)

You’ve got homeowners insurance, so you’re protected—right? Don’t be so sure. While your policy might cover the basics, there’s a chance it’s missing some critical protections. From floods and earthquakes to home-based businesses and sewer backups, many standard policies fall short in ways that could cost you thousands if disaster strikes. And in today’s world […]

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Homeowners Insurance 2025 Part 2 Hero

Homeowners Insurance in 2025: What Homeowners Need to Know – Part Two

If you thought homeowners’ insurance was tricky before, 2025 is really keeping us on our toes. In Part One, we broke down why rates are climbing and what’s behind all the changes. Now in Part Two, we’re getting into the real-world stuff—what you can actually do about it. We’ll talk about easy-to-miss coverage gaps, what

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Homeowners Insurance 2025 Part 1 Hero

Homeowners Insurance in 2025: What Homeowners Need to Know – Part One

Owning a home these days can feel like walking a tightrope with your insurance policy. Whether you’re buying your first house, or you’ve been in your home for years, you’ve probably noticed premiums going up and policy details getting more complicated. In 2025, homeowners across the U.S. will continue to grapple with rising rates and

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Smart Home Devices Hero

Smart Home, Smart Savings: How the Right Devices Can Lower Your Insurance Premium

Have you noticed your homeowners insurance bill creeping up every year? You’re not alone. In 2025, homeowners insurance costs were up by about 21% on average, with premiums rising faster than inflation. But what if you could make your home safer, prevent expensive damage, and earn discounts of up to 20% on your premium? Smart

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Tariffs Affect Home and Auto Insurance Hero

Will Tariffs Affect Your Home and Auto Insurance?

You probably don’t spend much time thinking about international trade policies when you’re paying your insurance bill. But did you know that tariffs—those taxes on imported goods—could be driving up the cost of your auto and home insurance? Imagine this: You get your car insurance renewal notice, and your premium has jumped—again. Or after a

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California Fires Hero

How the California Fires Could Reshape the Insurance Industry

The fires that raged through California in January 2025 are poised to shake up the insurance industry in ways we haven’t seen before. With economic damages projected to reach as much as $250 billion, these wildfires could rival Hurricane Katrina in financial impact, potentially costing insurers more than $30 billion. For a peril that wasn’t

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Your Ultimate Holiday Light Safety Guide Hero

Your Ultimate Holiday Light Safety Guide

Ah, Christmas lights. Whether you’re untangling a decade-old strand or marveling at your neighbor’s display, there’s no denying the magic they bring to the season. But those twinkling lights can come with risks. Electrocution, fires, and falls are just a few potential pitfalls—and we’ve all seen at least one holiday movie where a decoration mishap

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Chimney Safety Hero

Chimney Safety: How to Keep Your Home Safe

There’s something comforting about gathering around a warm fireplace, but with great ambiance comes great responsibility. If you’ve noticed black streaks, sticky residue, or a burnt smell lingering around your fireplace, it’s time to pay attention. These aren’t just cosmetic issues, they’re potential safety hazards caused by soot and creosote buildup. Let’s explore what these

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Prepare Your Seasonal Home for Winter

9 Tips to Prepare Your Seasonal Home for Winter

Winter is coming, and while it’s easy to picture cozy fireplaces and snow-covered landscapes, there’s a crucial to-do list waiting for anyone who owns a seasonal or secondary home. Preparing your property for winter isn’t just about avoiding frozen pipes or keeping critters out (though that’s important, too); it’s about peace of mind. Knowing your

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