Picture this: a devastating fire wipes out your office equipment, or a natural disaster strikes, leaving you to pick up the pieces and get your business back up and running. Do you have an emergency fund to cover that? Probably not, which is why commercial property insurance is a crucial lifeline for any business in […]
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Today, we’re diving into a topic that’s like the unsung hero of business protection: business interruption insurance. It’s the safety net you never knew you needed until disaster comes knocking. Whether you’re a seasoned professional or just starting out, understanding the ins and outs of this coverage can be a game-changer when unexpected events threaten
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This summer, the United States bore witness to the far-reaching consequences of climate change, from the drifting smoke of Canadian wildfires to flash floods in the Northeast and scorching temperatures gripping the South. Beyond the immediate physical dangers, the financial implications for homeowners are becoming increasingly apparent. As extreme weather events escalate, the cost of
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Carbon monoxide (CO), often referred to as the “silent killer,” poses a grave threat to thousands of Americans each year. According to the Centers for Disease Control and Prevention, at least 420 people die in the U.S. from accidental CO poisoning, and over 100,000 people visit the hospital annually due to accidental CO poisoning. Many
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by Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE While hot tubs, saunas, spas, and whirlpool or jacuzzi baths can be fun and relaxing, there are also hazards. According to the Consumer Product Safety Commission (CPSC), hot tub accidents are the cause of over 300 deaths per year in the United States. More than
Imagine this scenario: you’re a responsible driver and you haven’t had an accident in quite a few years. Your auto insurance company notices your commitment to safety and rewards you with a reduced premium. This is a great example of insurers incentivizing policyholders to prevent insurance claims through loss prevention. By offering discounts for completing
Loss Prevention 101: Here’s What You Need to Know Read More »
