Attractive nuisances can pose an unexpected liability risk to home and property owners. What’s an attractive nuisance? Basically, from a homeowners insurance perspective, it’s anything that creates a potentially dangerous condition on your property that may attract trespassers and result in health or safety hazards, such as injury or death, especially for children. If you […]
Is Your Property an Attractive Nuisance? Read More »
Do you want to lower your homeowners insurance rates? Well, you’ve come to the right blog! The price for homeowners insurance can vary widely based on your insurer, the size and location of your home, and many other factors. But there are ways you can save in most scenarios, from installing security systems to bundling
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We come across a lot of stunning information in our mission to bring you insightful, informative blog posts that help you protect yourself and your livelihood from business risks. If you operate a small or medium-sized business, this article is for you. And, in case you missed it, you can read Part One here: Mind-Blowing
Mind-Blowing Insurance Facts Every Business Owner Should Know – Part 2 Read More »
If you drive a personal vehicle and want to be a safer driver and save money, this article is for you. You can avoid some of the most common insurance claims by practicing safe, defensive driving, knowing what to look for, and avoiding driving distractions. Here are six ways to reduce the likelihood of having
6 Ways to Avoid or Reduce Auto Insurance Claims Read More »
Imagine this: you’re a carpenter remodeling a kitchen and the homeowner trips over a power tool left out by one of your workers and hits her head. You have to call 911 and she’s transported to the hospital. Or, you’re a plumber, and your apprentice accidentally cracks a pipe, flooding your customer’s basement. Or maybe
Guide to Insurance for Contractors Read More »
As a retail business owner, you’re all too aware of what factors can disrupt your business and your bottom line. Customers, employees, and vendors could file a claim against your business if they get hurt or their property is damaged on your premises. Your main source of revenue—your customers—may actually be one of your biggest
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Renting your residential property can be a smart way to invest in your future. It can provide long-term income and cash flow, as well as tax perks. Your property will also likely appreciate over time, further adding to your investment portfolio. However, being a landlord comes with risks, such as property and liability issues. Rental
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Offices present a unique set of potential risks and injuries for employees and staff. Office work might not be as risky as a construction or manufacturing job, but it does come with its own employee risk factors. Office employees tend to work indoors for long hours in seated positions that aren’t ergonomically sound. This opens
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An automobile accident occurs once every six minutes in the United States. That’s 14,386 accidents per day, on average. The frequency of accidents may seem shocking at first, until you consider things like speeding statistics: And that’s just speeding. There are other hazards out there on the road, such as: Protecting yourself from all this
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The hospitality industry—specifically hotels, motels, and bed and breakfasts—faces a more difficult operating environment than it has in many years past. A recent HUB International 2023 Outlook report illuminated some of these difficult realities: These findings mean that the risk is high for business owners and operators in the hospitality industry on multiple fronts. However,
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