Fall is a great time to prepare your business for the transition to colder temperatures, shorter days, and the hazards that come with it. As pretty as the fall foliage is, it also signals different risk factors that can impact your business in unique ways. To help you get ready, we’ve put together these small […]
6 Tips to Protect Your Business from Autumn Insurance Claims Read More »
Summer insurance claims my not seem like a threat, but thanks to climate change, our weather patterns are becoming even more unpredictable, and summer is certainly no exception. Erratic summer weather in 2022 wasn’t limited to our neck of the woods either. Nine inches of rain fell in a single day in St. Louis, Missouri,
6 Tips to Protect Your Business from Summer Insurance Claims Read More »
Spring is here, and relief from the cold weather is just around the corner. Your seasonal promotions are ready to go, and you’re looking forward to driving sales as customers shake off the cold weather. Unfortunately, more business can mean more liability because hiring more staff and servicing more customers means taking on more risk.
6 Tips to Protect Your Business from Spring Insurance Claims Read More »
The days are getting shorter, the nights are getting longer, and the cold weather is here. You know what that means: it’s time to winterize your business against insurance claims. Don’t let something like a slip and fall on an icy sidewalk, with an average settlement of $10,000 to $50,000, freeze your business! Ensure your
10 Tips to Winterize Your Business Against Insurance Claims Read More »
Did you know there’s a 20% chance one of your employees will be involved in an auto accident while driving a company vehicle this year? Or that about 50% of insurance claims made by landlords are for loss of rental income? That’s just the tip of the iceberg! If you employ drivers, own a restaurant,
Mind-Blowing Insurance Facts Every Business Owner Should Know Read More »
If you’re running a small business, you know that insurance is a must-have to protect your livelihood and comply with state legal requirements. As a small business owner, you also know the importance of looking for ways to reduce your costs while improving the services you enjoy. So, we’ve compiled 20 small business insurance tips
20 Small Business Insurance Tips to Improve Coverage and Lower Costs Read More »
As a small or medium business owner, are you prepared to get sued? Did you know that 36-53% of small businesses are dealing with some form of litigation in any given year and that 90% of all businesses are dealing with litigation at any moment in time? Statistically, your business has a very high probability
Commercial Umbrella Insurance Basics for Small Business Owners Read More »
Are you among the 30% of drivers who feel confident in their ability to text and drive? Do you think you’re good at distracted driving? You’re not, and neither are your employees. You are 23 times more likely to get into an automobile accident texting while driving. If you’re driving at 55 mph and take
What Business Owners Should Know About Distracted Driving and Commercial Auto Insurance Read More »
What are the chances that one of your employees will be involved in an auto accident while driving a company vehicle this year? According to Automotive Fleet, a whopping 2 out of every 10 commercial fleet vehicles (20%) are involved in an auto accident every year. The average claim ($70,000) is almost twice the cost
The Small Business Owner’s Guide to Commercial Auto Insurance Read More »
In our last post, Business Owners Policy Insurance (BOP): What it is and Why Every Small Business Should Get One, we discussed BOP and why most businesses would benefit from this type of protection. Simply put, a BOP is a packaged insurance policy that combines different types of coverage, such as property and liability coverage,
8 Industries That Need Business Owner’s Policy Insurance Read More »
