Solar Panels on Roof

Does Home Insurance Cover Solar Panels? Here’s What You Need to Know

Thinking about going solar? You’re not alone. Between January 2017 and February 2024, Vermont saw over 16,000 solar permits issued, mostly for homes, and New Hampshire boasted 18,644 residential solar installations between January 2017 and the end of last year. With installation costs dropping, the desire to cut back on fossil fuels and greenhouse gas […]

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Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI): A Guide for Business Owners

Imagine this: one of your employees feels mistreated at work. Maybe they believe they were wrongfully terminated, harassed, or discriminated against. Unfortunately, these situations can and do happen, and when they do, they can lead to lawsuits. Employment Practices Liability Insurance (EPLI) is designed to protect your business in these scenarios. It’s not just current

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Guide to Professional Liability Insurance: What You Need to Know

Today, we want to discuss a topic that might not sound exciting but is incredibly important for businesses and professionals: professional liability insurance. Imagine you’re an architect, and despite your best efforts, your blueprint falls short of client expectations. This could lead to negligence claims, a situation where professional liability insurance steps in to cover

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General Liability Insurance: What It Is and Who Needs It

What if you’re running your small business, and everything seems to be going smoothly, but then, one day, you receive a legal notice? Someone claims they were injured on your property or that your product caused damage to their belongings. Suddenly, you’re facing a lawsuit. This is where general liability insurance steps in to save

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Workers’ Compensation: What Business Owners Need to Know

Are you familiar with workers’ compensation? It’s not just another insurance policy but a crucial safety net for employers and employees. Let’s explore why this coverage is so important and how it works. Topics Covered What is Workers’ Compensation Insurance? Workers’ Compensation: Real-Life Examples What Does Workers’ Compensation Cover? Cost of Workers’ Compensation Who Pays

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Guide to Product Liability Insurance for Small Businesses

Picture this: you’ve got a booming business, selling your excellent products left and right. But then, out of the blue, someone claims that your product caused them harm. Yikes! That’s where product liability insurance swoops in to save the day.  The bottom line? Product liability insurance is your safety net in a world where mistakes

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Co-operative Insurance Companies Names New Chief Operating Officer

Co-operative Insurance Companies is pleased to announce the promotion of Gina Larrow from Senior Vice President of Human Resources and Project Management to Chief Operating Officer.   A seasoned leader with 24 years of experience in the insurance industry, Gina has been an invaluable asset to our organization. Since joining the company, she has consistently

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Rising Auto Insurance Premiums

Rising Auto Insurance Premiums: What You Need to Know in 2024

Are you feeling the pinch of rising auto insurance premiums? You’re not alone. Auto insurance costs have surged faster than many other consumer expenses, leaving drivers scrambling to understand why. In this blog post, we’ll delve into the factors driving this surge and provide some resources to navigate this challenging landscape. Topics Covered The Current

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Dwelling Coverage vs Homeowners Insurance: What’s the Difference

Dwelling Coverage vs Homeowners Insurance: What’s the Difference?

Homeownership is a journey filled with ups and downs, and having the right insurance coverage can make all the difference when the unexpected strikes. One of the ways you can ensure you’re protected is by understanding the difference between dwelling coverage and homeowners insurance. While both types of insurance protect you in case of mishaps,

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