You’ve got homeowners insurance, so you’re protected—right? Don’t be so sure. While your policy might cover the basics, there’s a chance it’s missing some critical protections. From floods and earthquakes to home-based businesses and sewer backups, many standard policies fall

If you thought homeowners’ insurance was tricky before, 2025 is really keeping us on our toes. In Part One, we broke down why rates are climbing and what’s behind all the changes. Now in Part Two, we’re getting into the

Owning a home these days can feel like walking a tightrope with your insurance policy. Whether you’re buying your first house, or you’ve been in your home for years, you’ve probably noticed premiums going up and policy details getting more

Have you noticed your homeowners insurance bill creeping up every year? You’re not alone. In 2025, homeowners insurance costs were up by about 21% on average, with premiums rising faster than inflation. But what if you could make your home

Picture this: you own a thriving bakery. It’s Saturday morning, the busiest day of your week. You’re prepping trays of croissants and muffins when you notice something’s wrong. The walk-in cooler isn’t humming. By the time you check inside, the

Imagine you’ve built a successful business from the ground up with years of dedication, late nights, and strategic decisions leading to a thriving company. But what happens when you’re ready to step away? Will your business continue to flourish, or