2025 Annual Report
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Committed to Workplace Safety
We proudly hosted onsite CPR, AED, and First Aid training for our employees! With the expert guidance from Middlebury Regional EMS, several staff members are now officially CPR certified and equipped with the skills to respond in emergency situations. The training session included hands-on practice with CPR techniques, instruction on how to use an Automated
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Worksite Wellness Award
We’re honored to share that Co-operative Insurance Companies has been awarded the 2025 Governor’s Excellence in Worksite Wellness Award — Gold Level by the Vermont Department of Health! This recognition celebrates our ongoing commitment to creating a workplace that supports the health and well-being of our employees. We’re proud to be part of a community
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Michele Larocque – Underwriter of the Year
Big congratulations to Michele Larocque, CPCU, CIC, AU, AIS, on being named Region 1 Underwriter of the Year by the International Association of Insurance Professionals (IAIP)! Michele is a Commercial Lines Underwriter who has been with us for the past 23 years. She was recently honored at the Region 1 Conference in Hasbrouck Heights, NJ
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Let’s Move Together Challenge
Recently, 28 Co-op employees participated in the 4-week “Let’s Move Together Challenge”, a friendly physical activity competition among 43 employers across Vermont and New Hampshire. Thank you to The Richards Group for hosting this challenge! Congratulations to Bread Loaf Corporation, this year’s overall winner! A special shoutout to our top point-getters for their outstanding effort
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Business Succession Planning: Securing Your Company’s Future
Imagine you’ve built a successful business from the ground up with years of dedication, late nights, and strategic decisions leading to a thriving company. But what happens when you’re ready to step away? Will your business continue to flourish, or will it face uncertainty? Having the right insurance is a vital tool for creating a
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Why Your E-Commerce Business Needs Insurance
In today’s digital world, more people than ever are shopping and doing business online. With the e-commerce industry booming, it’s easy to get caught up in the excitement of growing your business. But have you thought about how to protect it? Just like brick-and-mortar stores, online businesses face risks—some of which are unique to the
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Will Tariffs Affect Your Home and Auto Insurance?
You probably don’t spend much time thinking about international trade policies when you’re paying your insurance bill. But did you know that tariffs—those taxes on imported goods—could be driving up the cost of your auto and home insurance? Imagine this: You get your car insurance renewal notice, and your premium has jumped—again. Or after a
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How Small Businesses Are Affected by Tariffs—and What They Can Do About It
Tariffs are a hot topic in the business world, and small businesses are feeling the impact. If you’re running a small business that relies on imported goods, materials, or equipment, you’ve probably already noticed price increases and supply chain disruptions. But what do tariffs really mean for your business, and how can you navigate these
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How the California Fires Could Reshape the Insurance Industry
The fires that raged through California in January 2025 are poised to shake up the insurance industry in ways we haven’t seen before. With economic damages projected to reach as much as $250 billion, these wildfires could rival Hurricane Katrina in financial impact, potentially costing insurers more than $30 billion. For a peril that wasn’t
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