If you’re a homeowner, you’ve probably seen your homeowners’ insurance prices rising over the past couple of years. According to insurance comparison site Insurify, nearly 30% of American homeowners are sweating over rising home insurance rates. And who can blame them? Home insurance prices spiked by 19% last year, averaging an extra $273 per policy. […]
Are Rising Home Insurance Rates Putting a Dent in Your Budget? Read More »
Riding a motorcycle is a blast, but it has its risks. Besides the physical dangers, there’s also a financial risk to consider. Every year, thousands of motorcycle accidents lead to hefty settlements. While motorcycle insurance can’t protect riders from getting hurt, it can help cushion the blow of any financial fallout. Motorcycle insurance works similarly
Guide to Motorcycle Insurance Read More »
Have you ever wondered if flood or earthquake insurance is worth it? If you have a mortgage, your lender might require flood insurance if you’re in a high-risk area. However, earthquake insurance is rarely mandatory. And if your home is paid off, there are no requirements. But just because it’s not required doesn’t mean it’s
Protecting Your Home: The Importance of Flood and Earthquake Insurance Read More »
Thinking about going solar? You’re not alone. Between January 2017 and February 2024, Vermont saw over 16,000 solar permits issued, mostly for homes, and New Hampshire boasted 18,644 residential solar installations between January 2017 and the end of last year. With installation costs dropping, the desire to cut back on fossil fuels and greenhouse gas
Does Home Insurance Cover Solar Panels? Here’s What You Need to Know Read More »
Imagine this: one of your employees feels mistreated at work. Maybe they believe they were wrongfully terminated, harassed, or discriminated against. Unfortunately, these situations can and do happen, and when they do, they can lead to lawsuits. Employment Practices Liability Insurance (EPLI) is designed to protect your business in these scenarios. It’s not just current
Employment Practices Liability Insurance (EPLI): A Guide for Business Owners Read More »
Today, we want to discuss a topic that might not sound exciting but is incredibly important for businesses and professionals: professional liability insurance. Imagine you’re an architect, and despite your best efforts, your blueprint falls short of client expectations. This could lead to negligence claims, a situation where professional liability insurance steps in to cover
Guide to Professional Liability Insurance: What You Need to Know Read More »
What if you’re running your small business, and everything seems to be going smoothly, but then, one day, you receive a legal notice? Someone claims they were injured on your property or that your product caused damage to their belongings. Suddenly, you’re facing a lawsuit. This is where general liability insurance steps in to save
General Liability Insurance: What It Is and Who Needs It Read More »
Are you familiar with workers’ compensation? It’s not just another insurance policy but a crucial safety net for employers and employees. Let’s explore why this coverage is so important and how it works. Topics Covered What is Workers’ Compensation Insurance? Workers’ Compensation: Real-Life Examples What Does Workers’ Compensation Cover? Cost of Workers’ Compensation Who Pays
Workers’ Compensation: What Business Owners Need to Know Read More »
Picture this: you’ve got a booming business, selling your excellent products left and right. But then, out of the blue, someone claims that your product caused them harm. Yikes! That’s where product liability insurance swoops in to save the day. The bottom line? Product liability insurance is your safety net in a world where mistakes
Guide to Product Liability Insurance for Small Businesses Read More »
Co-operative Insurance Companies is pleased to announce the promotion of Gina Larrow from Senior Vice President of Human Resources and Project Management to Chief Operating Officer. A seasoned leader with 24 years of experience in the insurance industry, Gina has been an invaluable asset to our organization. Since joining the company, she has consistently
Co-operative Insurance Companies Names New Chief Operating Officer Read More »
