Flooding is one of the most frequent and costly natural disasters in the U.S., yet it’s often misunderstood. While those in high-risk areas may be required to purchase flood insurance by their mortgage company, many homeowners in moderate or low-risk zones remain unaware of their exposure to flood risks. Climate change is driving more severe […]
Homeowner’s Guide to Flood Preparedness Read More »
Summer is the perfect time to enjoy your pool or hot tub, but before you dive in, it’s crucial to ensure everything is electrically safe. Water and electricity can be a dangerous combination, so here are some essential tips to keep you and your loved ones safe around pools and hot tubs. Let’s dive into
9 Electrical Safety Tips for Your Pool or Hot Tub Read More »
Hey there, commercial property owners! Are you feeling the pinch of rising insurance costs? You’re not alone. Commercial property insurance is evolving, and staying ahead of the curve is more important than ever. With robust risk management practices and proactive mitigation strategies, you can navigate these changes and put yourself in an even stronger position.
Commercial Property Insurance Trends: What Business Owners Need to Know in 2024 Read More »
If you’re a homeowner, you’ve probably seen your homeowners’ insurance prices rising over the past couple of years. According to insurance comparison site Insurify, nearly 30% of American homeowners are sweating over rising home insurance rates. And who can blame them? Home insurance prices spiked by 19% last year, averaging an extra $273 per policy.
Are Rising Home Insurance Rates Putting a Dent in Your Budget? Read More »
Riding a motorcycle is a blast, but it has its risks. Besides the physical dangers, there’s also a financial risk to consider. Every year, thousands of motorcycle accidents lead to hefty settlements. While motorcycle insurance can’t protect riders from getting hurt, it can help cushion the blow of any financial fallout. Motorcycle insurance works similarly
Guide to Motorcycle Insurance Read More »
Have you ever wondered if flood or earthquake insurance is worth it? If you have a mortgage, your lender might require flood insurance if you’re in a high-risk area. However, earthquake insurance is rarely mandatory. And if your home is paid off, there are no requirements. But just because it’s not required doesn’t mean it’s
Protecting Your Home: The Importance of Flood and Earthquake Insurance Read More »
Thinking about going solar? You’re not alone. Between January 2017 and February 2024, Vermont saw over 16,000 solar permits issued, mostly for homes, and New Hampshire boasted 18,644 residential solar installations between January 2017 and the end of last year. With installation costs dropping, the desire to cut back on fossil fuels and greenhouse gas
Does Home Insurance Cover Solar Panels? Here’s What You Need to Know Read More »
Imagine this: one of your employees feels mistreated at work. Maybe they believe they were wrongfully terminated, harassed, or discriminated against. Unfortunately, these situations can and do happen, and when they do, they can lead to lawsuits. Employment Practices Liability Insurance (EPLI) is designed to protect your business in these scenarios. It’s not just current
Employment Practices Liability Insurance (EPLI): A Guide for Business Owners Read More »
Today, we want to discuss a topic that might not sound exciting but is incredibly important for businesses and professionals: professional liability insurance. Imagine you’re an architect, and despite your best efforts, your blueprint falls short of client expectations. This could lead to negligence claims, a situation where professional liability insurance steps in to cover
Guide to Professional Liability Insurance: What You Need to Know Read More »
What if you’re running your small business, and everything seems to be going smoothly, but then, one day, you receive a legal notice? Someone claims they were injured on your property or that your product caused damage to their belongings. Suddenly, you’re facing a lawsuit. This is where general liability insurance steps in to save
General Liability Insurance: What It Is and Who Needs It Read More »
