Have you ever wondered if flood or earthquake insurance is worth it? If you have a mortgage, your lender might require flood insurance if you’re in a high-risk area. However, earthquake insurance is rarely mandatory. And if your home is paid off, there are no requirements. But just because it’s not required doesn’t mean it’s […]
Protecting Your Home: The Importance of Flood and Earthquake Insurance Read More »
Thinking about going solar? You’re not alone. Between January 2017 and February 2024, Vermont saw over 16,000 solar permits issued, mostly for homes, and New Hampshire boasted 18,644 residential solar installations between January 2017 and the end of last year. With installation costs dropping, the desire to cut back on fossil fuels and greenhouse gas
Does Home Insurance Cover Solar Panels? Here’s What You Need to Know Read More »
Homeownership is a journey filled with ups and downs, and having the right insurance coverage can make all the difference when the unexpected strikes. One of the ways you can ensure you’re protected is by understanding the difference between dwelling coverage and homeowners insurance. While both types of insurance protect you in case of mishaps,
Dwelling Coverage vs Homeowners Insurance: What’s the Difference? Read More »
Today, we’re diving into a topic that’s like the unsung hero of business protection: business interruption insurance. It’s the safety net you never knew you needed until disaster comes knocking. Whether you’re a seasoned professional or just starting out, understanding the ins and outs of this coverage can be a game-changer when unexpected events threaten
Business Interruption Insurance: What You Need to Know Read More »
This summer, the United States bore witness to the far-reaching consequences of climate change, from the drifting smoke of Canadian wildfires to flash floods in the Northeast and scorching temperatures gripping the South. Beyond the immediate physical dangers, the financial implications for homeowners are becoming increasingly apparent. As extreme weather events escalate, the cost of
How to Protect Your Home from Climate Change Read More »
Carbon monoxide (CO), often referred to as the “silent killer,” poses a grave threat to thousands of Americans each year. According to the Centers for Disease Control and Prevention, at least 420 people die in the U.S. from accidental CO poisoning, and over 100,000 people visit the hospital annually due to accidental CO poisoning. Many
8 Tips to Protect Your Home from Carbon Monoxide Read More »
Water damage is a nightmare that no homeowner wants to face. Whether it’s a burst pipe, a leaking dishwasher, or a natural disaster, water intrusion can wreak havoc on your home and its value. And unfortunately, it happens all too often. For example, did you know that 98% of basements will experience some type of
A Homeowner’s Guide to Understanding Water Damage Categories and Classes Read More »
Proper furnace & wood stove safety can go a long way in preventing disaster. 24 seconds. That is how often a fire department responds to a fire somewhere in the United States. 44,210. That’s the number of home fires caused by heating equipment between 2016 and 2020, according to the National Fire Protection Association. Home
Home Furnace & Wood Stove Safety Tips: How to Keep Your Family Safe Read More »
Did you know that water damage affects around 14,000 people in the United States every single day? Or that 1 in every 60 insured homeowners will file a property damage claim due to water damage or freezing each year, at an average cost of $11,650? That kind of risk can have a chilling effect on
25 Ways to Protect Your Home From Winter Water Damage Read More »
Attractive nuisances can pose an unexpected liability risk to home and property owners. What’s an attractive nuisance? Basically, from a homeowners insurance perspective, it’s anything that creates a potentially dangerous condition on your property that may attract trespassers and result in health or safety hazards, such as injury or death, especially for children. If you
Is Your Property an Attractive Nuisance? Read More »
