Fire is one of the most destructive forces you can encounter in your home. From the flicker of a small spark to a raging blaze, fire can spread quickly, leaving lasting damage. But did you know that not all fires are the same? Fires are classified differently based on their fuel source, and understanding these […]
Classes of Fire Damage: What Homeowners Need to Know Read More »
Flooding is one of the most frequent and costly natural disasters in the U.S., yet it’s often misunderstood. While those in high-risk areas may be required to purchase flood insurance by their mortgage company, many homeowners in moderate or low-risk zones remain unaware of their exposure to flood risks. Climate change is driving more severe
Homeowner’s Guide to Flood Preparedness Read More »
Summer is the perfect time to enjoy your pool or hot tub, but before you dive in, it’s crucial to ensure everything is electrically safe. Water and electricity can be a dangerous combination, so here are some essential tips to keep you and your loved ones safe around pools and hot tubs. Let’s dive into
9 Electrical Safety Tips for Your Pool or Hot Tub Read More »
If you’re a homeowner, you’ve probably seen your homeowners’ insurance prices rising over the past couple of years. According to insurance comparison site Insurify, nearly 30% of American homeowners are sweating over rising home insurance rates. And who can blame them? Home insurance prices spiked by 19% last year, averaging an extra $273 per policy.
Are Rising Home Insurance Rates Putting a Dent in Your Budget? Read More »
Have you ever wondered if flood or earthquake insurance is worth it? If you have a mortgage, your lender might require flood insurance if you’re in a high-risk area. However, earthquake insurance is rarely mandatory. And if your home is paid off, there are no requirements. But just because it’s not required doesn’t mean it’s
Protecting Your Home: The Importance of Flood and Earthquake Insurance Read More »
Thinking about going solar? You’re not alone. Between January 2017 and February 2024, Vermont saw over 16,000 solar permits issued, mostly for homes, and New Hampshire boasted 18,644 residential solar installations between January 2017 and the end of last year. With installation costs dropping, the desire to cut back on fossil fuels and greenhouse gas
Does Home Insurance Cover Solar Panels? Here’s What You Need to Know Read More »
Homeownership is a journey filled with ups and downs, and having the right insurance coverage can make all the difference when the unexpected strikes. One of the ways you can ensure you’re protected is by understanding the difference between dwelling coverage and homeowners insurance. While both types of insurance protect you in case of mishaps,
Dwelling Coverage vs Homeowners Insurance: What’s the Difference? Read More »
Today, we’re diving into a topic that’s like the unsung hero of business protection: business interruption insurance. It’s the safety net you never knew you needed until disaster comes knocking. Whether you’re a seasoned professional or just starting out, understanding the ins and outs of this coverage can be a game-changer when unexpected events threaten
Business Interruption Insurance: What You Need to Know Read More »
This summer, the United States bore witness to the far-reaching consequences of climate change, from the drifting smoke of Canadian wildfires to flash floods in the Northeast and scorching temperatures gripping the South. Beyond the immediate physical dangers, the financial implications for homeowners are becoming increasingly apparent. As extreme weather events escalate, the cost of
How to Protect Your Home from Climate Change Read More »
Carbon monoxide (CO), often referred to as the “silent killer,” poses a grave threat to thousands of Americans each year. According to the Centers for Disease Control and Prevention, at least 420 people die in the U.S. from accidental CO poisoning, and over 100,000 people visit the hospital annually due to accidental CO poisoning. Many
8 Tips to Protect Your Home from Carbon Monoxide Read More »
