Imagine this: A powerful April nor’easter dumps 18 inches of heavy, wet snow across New England. Trees bent under ice crash through power lines across the state and cause over 125,000 New Hampshire customers to lose power. Or 42.1 inches of snow fall over a two-day period in Readsboro, VT, cutting off power to 30,000 […]
Snow, Ice and Outages: The Top 7 Winter Risks Facing New England Businesses Read More »
Hurricanes aren’t just a southern concern anymore. While Florida and the Gulf Coast often make headlines for boarding up homes and mass evacuations, New Englanders have learned the hard way that we’re not out of reach. From Superstorm Sandy in 2012 to Tropical Storm Henri in 2021, our region has faced flooded roads, widespread power
Hurricane Season in New England: What Homeowners Need to Know About Coverage Gaps Read More »
If you’ve ever rushed to the emergency vet or worried about your dog biting a neighbor, you’re not alone. Pets are family — and like any loved one, they can bring joy, messes, and surprise expenses. From chewed-up furniture to unexpected surgery or even a liability claim, pet-related costs can add up fast. That’s where
You’ve worked hard to build your business and you’ve done your best to protect it. You’ve got property coverage in place and maybe even business income insurance. But what happens when your power goes out and it’s not your fault? This common (and costly) insurance gap can leave your business exposed to unnecessary risk. Imagine
When your life or business begins to grow, so do your responsibilities and your risk exposure. Whether you’re welcoming a new child, buying a second property, taking on new employees, or signing bigger contracts, your current insurance may not be enough. Enter umbrella insurance: a low-cost, high-coverage safety net that protects your finances when standard
When you think about business insurance, you probably picture coverage for fires, theft, or customer injuries. And you’d be right — those are common. But modern policies often cover more than most business owners realize. In today’s complex, connected world, small businesses face a wide variety of risks — some of which are covered under
5 Everyday Business Risks You Didn’t Know Were Covered (And 3 That Aren’t) Read More »
Seventy-five percent of small businesses are underinsured, according to Insurance Journal. Is yours one of them? Running a small business is an adventure—and like any adventure, it comes with risk. Whether you’re managing a store, working from home, or leading a growing team, an unexpected event like a storm, lawsuit, or cyberattack can bring your
Your 2025 Small Business Insurance Guide Read More »
You’ve got homeowners insurance, so you’re protected—right? Don’t be so sure. While your policy might cover the basics, there’s a chance it’s missing some critical protections. From floods and earthquakes to home-based businesses and sewer backups, many standard policies fall short in ways that could cost you thousands if disaster strikes. And in today’s world
Homeowners Insurance Gaps You Didn’t Know You Had (But Should Fix Today) Read More »
If you thought homeowners’ insurance was tricky before, 2025 is really keeping us on our toes. In Part One, we broke down why rates are climbing and what’s behind all the changes. Now in Part Two, we’re getting into the real-world stuff—what you can actually do about it. We’ll talk about easy-to-miss coverage gaps, what
Homeowners Insurance in 2025: What Homeowners Need to Know – Part Two Read More »
Owning a home these days can feel like walking a tightrope with your insurance policy. Whether you’re buying your first house, or you’ve been in your home for years, you’ve probably noticed premiums going up and policy details getting more complicated. In 2025, homeowners across the U.S. will continue to grapple with rising rates and
Homeowners Insurance in 2025: What Homeowners Need to Know – Part One Read More »
