When your life or business begins to grow, so do your responsibilities and your risk exposure. Whether you’re welcoming a new child, buying a second property, taking on new employees, or signing bigger contracts, your current insurance may not be enough. Enter umbrella insurance: a low-cost, high-coverage safety net that protects your finances when standard […]
When you think about business insurance, you probably picture coverage for fires, theft, or customer injuries. And you’d be right — those are common. But modern policies often cover more than most business owners realize. In today’s complex, connected world, small businesses face a wide variety of risks — some of which are covered under
5 Everyday Business Risks You Didn’t Know Were Covered (And 3 That Aren’t) Read More »
Seventy-five percent of small businesses are underinsured, according to Insurance Journal. Is yours one of them? Running a small business is an adventure—and like any adventure, it comes with risk. Whether you’re managing a store, working from home, or leading a growing team, an unexpected event like a storm, lawsuit, or cyberattack can bring your
Your 2025 Small Business Insurance Guide Read More »
You’ve got homeowners insurance, so you’re protected—right? Don’t be so sure. While your policy might cover the basics, there’s a chance it’s missing some critical protections. From floods and earthquakes to home-based businesses and sewer backups, many standard policies fall short in ways that could cost you thousands if disaster strikes. And in today’s world
Homeowners Insurance Gaps You Didn’t Know You Had (But Should Fix Today) Read More »
If you thought homeowners’ insurance was tricky before, 2025 is really keeping us on our toes. In Part One, we broke down why rates are climbing and what’s behind all the changes. Now in Part Two, we’re getting into the real-world stuff—what you can actually do about it. We’ll talk about easy-to-miss coverage gaps, what
Homeowners Insurance in 2025: What Homeowners Need to Know – Part Two Read More »
Owning a home these days can feel like walking a tightrope with your insurance policy. Whether you’re buying your first house, or you’ve been in your home for years, you’ve probably noticed premiums going up and policy details getting more complicated. In 2025, homeowners across the U.S. will continue to grapple with rising rates and
Homeowners Insurance in 2025: What Homeowners Need to Know – Part One Read More »
Have you noticed your homeowners insurance bill creeping up every year? You’re not alone. In 2025, homeowners insurance costs were up by about 21% on average, with premiums rising faster than inflation. But what if you could make your home safer, prevent expensive damage, and earn discounts of up to 20% on your premium? Smart
Smart Home, Smart Savings: How the Right Devices Can Lower Your Insurance Premium Read More »
Picture this: you own a thriving bakery. It’s Saturday morning, the busiest day of your week. You’re prepping trays of croissants and muffins when you notice something’s wrong. The walk-in cooler isn’t humming. By the time you check inside, the compressor has failed. The ingredients you bought in bulk? Spoiled, and now your customers are
SMB Owners: Don’t Overlook Equipment Breakdown Coverage in Your Policy Read More »
Imagine you’ve built a successful business from the ground up with years of dedication, late nights, and strategic decisions leading to a thriving company. But what happens when you’re ready to step away? Will your business continue to flourish, or will it face uncertainty? Having the right insurance is a vital tool for creating a
Business Succession Planning: Securing Your Company’s Future Read More »
In today’s digital world, more people than ever are shopping and doing business online. With the e-commerce industry booming, it’s easy to get caught up in the excitement of growing your business. But have you thought about how to protect it? Just like brick-and-mortar stores, online businesses face risks—some of which are unique to the
Why Your E-Commerce Business Needs Insurance Read More »
