Commercial

Summer insurance claims my not seem like a threat, but thanks to climate change, our weather patterns are becoming even more unpredictable, and summer is certainly no exception. Erratic summer weather in 2022 wasn’t limited to our neck of the woods either. Nine inches of rain fell in a single day in St. Louis, Missouri, […]

Spring is here, and relief from the cold weather is just around the corner. Your seasonal promotions are ready to go, and you’re looking forward to driving sales as customers shake off the cold weather. Unfortunately, more business can mean more liability because hiring more staff and servicing more customers means taking on more risk.

The days are getting shorter, the nights are getting longer, and the cold weather is here. You know what that means: it’s time to winterize your business against insurance claims. Don’t let something like a slip and fall on an icy sidewalk, with an average settlement of $10,000 to $50,000, freeze your business! Ensure your

Did you know there’s a 20% chance one of your employees will be involved in an auto accident while driving a company vehicle this year? Or that about 50% of insurance claims made by landlords are for loss of rental income? That’s just the tip of the iceberg! If you employ drivers, own a restaurant,

In our last post, Business Owners Policy Insurance (BOP): What it is and Why Every Small Business Should Get One, we discussed BOP and why most businesses would benefit from this type of protection. Simply put, a BOP is a packaged insurance policy that combines different types of coverage, such as property and liability coverage,

You’ve poured your heart and soul into your business. You’ve worked long hours and made sacrifices so that you can succeed. The last thing you need is for an unexpected event to turn into an uninsured or underinsured disaster, setting you back months or years as you lose profits while you rebuild. As a business

We live in an unpredictable world. As a small business owner, no matter how insulated you think you are from risks, the unexpected can still wreak havoc on your livelihood. Did you know that 40% of businesses will file an insurance claim over the next ten years? Consider the five most common business insurance property

You’re a business owner, and you’ve built your business in specific ways to serve a particular set of customers. When it comes to commercial insurance, this means your business will have a different set of risk factors than the business next door. If you own a car dealership, you’ll have a different set of needs