What if you’re running your small business, and everything seems to be going smoothly, but then, one day, you receive a legal notice? Someone claims they were injured on your property or that your product caused damage to their belongings. Suddenly, you’re facing a lawsuit. This is where general liability insurance steps in to save […]
General Liability Insurance: What It Is and Who Needs It Read More »
Are you familiar with workers’ compensation? It’s not just another insurance policy but a crucial safety net for employers and employees. Let’s explore why this coverage is so important and how it works. Topics Covered What is Workers’ Compensation Insurance? Workers’ Compensation: Real-Life Examples What Does Workers’ Compensation Cover? Cost of Workers’ Compensation Who Pays
Workers’ Compensation: What Business Owners Need to Know Read More »
Picture this: you’ve got a booming business, selling your excellent products left and right. But then, out of the blue, someone claims that your product caused them harm. Yikes! That’s where product liability insurance swoops in to save the day. The bottom line? Product liability insurance is your safety net in a world where mistakes
Guide to Product Liability Insurance for Small Businesses Read More »
Picture this: a devastating fire wipes out your office equipment, or a natural disaster strikes, leaving you to pick up the pieces and get your business back up and running. Do you have an emergency fund to cover that? Probably not, which is why commercial property insurance is a crucial lifeline for any business in
Your Guide to Commercial Property Insurance Read More »
We come across a lot of stunning information in our mission to bring you insightful, informative blog posts that help you protect yourself and your livelihood from business risks. If you operate a small or medium-sized business, this article is for you. And, in case you missed it, you can read Part One here: Mind-Blowing
Mind-Blowing Insurance Facts Every Business Owner Should Know – Part 2 Read More »
Imagine this: you’re a carpenter remodeling a kitchen and the homeowner trips over a power tool left out by one of your workers and hits her head. You have to call 911 and she’s transported to the hospital. Or, you’re a plumber, and your apprentice accidentally cracks a pipe, flooding your customer’s basement. Or maybe
Guide to Insurance for Contractors Read More »
As a retail business owner, you’re all too aware of what factors can disrupt your business and your bottom line. Customers, employees, and vendors could file a claim against your business if they get hurt or their property is damaged on your premises. Your main source of revenue—your customers—may actually be one of your biggest
Protect Your Business from 4 Common Retail Insurance Claims Read More »
Renting your residential property can be a smart way to invest in your future. It can provide long-term income and cash flow, as well as tax perks. Your property will also likely appreciate over time, further adding to your investment portfolio. However, being a landlord comes with risks, such as property and liability issues. Rental
Protect Your Investment with Landlord Insurance Read More »
Offices present a unique set of potential risks and injuries for employees and staff. Office work might not be as risky as a construction or manufacturing job, but it does come with its own employee risk factors. Office employees tend to work indoors for long hours in seated positions that aren’t ergonomically sound. This opens
6 Ways to Reduce Office Insurance Claims Read More »
The hospitality industry—specifically hotels, motels, and bed and breakfasts—faces a more difficult operating environment than it has in many years past. A recent HUB International 2023 Outlook report illuminated some of these difficult realities: These findings mean that the risk is high for business owners and operators in the hospitality industry on multiple fronts. However,
10 Tips to Help Prevent Hotel Insurance Claims Read More »
