Homeowners insurance is one of the most important documents you’ll ever sign, but it’s rarely explained in a way that’s easy to understand. You’re handed a policy full of unfamiliar terms, coverage limits, deductibles, and plenty of fine print. We’re here to fix that. This guide breaks down the main sections of a standard homeowners […]
How to Understand Your Homeowners Insurance Policy Read More »
Imagine answering the phone and hearing your teenage daughter pleading that she’s been kidnapped. That’s exactly what happened to an Arizona mother, Jennifer DeStefano, in 2023. It sounded just like her 15-year-old daughter crying for help: “Mom, these bad men have me. Help me.” Panicked, Jennifer was on the verge of paying a ransom when
How Homeowners Can Outsmart Modern Scammers Read More »
In early 2025, a Florida-based construction company received an urgent email from what appeared to be an executive at a partner firm. The message instructed a finance employee to wire $60,725 to a new account for an ongoing project. The request looked legitimate and seemed to come from a familiar contact. But the request was
Modern Scams, Real Losses: What Every Small Business Owner Needs to Know Read More »
Buying your first home in New England is equal parts excitement, stress, and relief. After you close on the mortgage, you’re ready to unpack boxes, pick paint colors and finally enjoy your own space. It’s easy to think the hardest part is over. But many first‑time homeowners overlook one essential detail: your homeowners insurance isn’t
New Homeowners’ Mistakes: 7 Insurance Pitfalls Buyers Should Avoid Read More »
Renovating a New England home is a rite of passage. After months of noise, sawdust, and contractors coming in and out of your house, your kitchen gleams, your bathroom sparkles, or your dream addition has finally become reality. You’re finally done and ready to relax in your new and improved space. There’s one more thing
Remodeling Your Home? Better Check Your Insurance Coverage Read More »
Imagine this: A powerful April nor’easter dumps 18 inches of heavy, wet snow across New England. Trees bent under ice crash through power lines across the state and cause over 125,000 New Hampshire customers to lose power. Or 42.1 inches of snow fall over a two-day period in Readsboro, VT, cutting off power to 30,000
Snow, Ice and Outages: The Top 7 Winter Risks Facing New England Businesses Read More »
Hurricanes aren’t just a southern concern anymore. While Florida and the Gulf Coast often make headlines for boarding up homes and mass evacuations, New Englanders have learned the hard way that we’re not out of reach. From Superstorm Sandy in 2012 to Tropical Storm Henri in 2021, our region has faced flooded roads, widespread power
Hurricane Season in New England: What Homeowners Need to Know About Coverage Gaps Read More »
If you’ve ever rushed to the emergency vet or worried about your dog biting a neighbor, you’re not alone. Pets are family — and like any loved one, they can bring joy, messes, and surprise expenses. From chewed-up furniture to unexpected surgery or even a liability claim, pet-related costs can add up fast. That’s where
You’ve worked hard to build your business and you’ve done your best to protect it. You’ve got property coverage in place and maybe even business income insurance. But what happens when your power goes out and it’s not your fault? This common (and costly) insurance gap can leave your business exposed to unnecessary risk. Imagine
When your life or business begins to grow, so do your responsibilities and your risk exposure. Whether you’re welcoming a new child, buying a second property, taking on new employees, or signing bigger contracts, your current insurance may not be enough. Enter umbrella insurance: a low-cost, high-coverage safety net that protects your finances when standard
