This summer, the United States bore witness to the far-reaching consequences of climate change, from the drifting smoke of Canadian wildfires to flash floods in the Northeast and scorching temperatures gripping the South. Beyond the immediate physical dangers, the financial implications for homeowners are becoming increasingly apparent. As extreme weather events escalate, the cost of […]
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Carbon monoxide (CO), often referred to as the “silent killer,” poses a grave threat to thousands of Americans each year. According to the Centers for Disease Control and Prevention, at least 420 people die in the U.S. from accidental CO poisoning, and over 100,000 people visit the hospital annually due to accidental CO poisoning. Many
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by Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE While hot tubs, saunas, spas, and whirlpool or jacuzzi baths can be fun and relaxing, there are also hazards. According to the Consumer Product Safety Commission (CPSC), hot tub accidents are the cause of over 300 deaths per year in the United States. More than
Imagine this scenario: you’re a responsible driver and you haven’t had an accident in quite a few years. Your auto insurance company notices your commitment to safety and rewards you with a reduced premium. This is a great example of insurers incentivizing policyholders to prevent insurance claims through loss prevention. By offering discounts for completing
Loss Prevention 101: Here’s What You Need to Know Read More »
Water damage is a nightmare that no homeowner wants to face. Whether it’s a burst pipe, a leaking dishwasher, or a natural disaster, water intrusion can wreak havoc on your home and its value. And unfortunately, it happens all too often. For example, did you know that 98% of basements will experience some type of
A Homeowner’s Guide to Understanding Water Damage Categories and Classes Read More »
Identity theft is a topic that’s more relevant than ever in our hyper-connected world. In fact, of the 5.7 million fraud and identity theft reports received by the FTC so far this year, 1.4 million (25%) were identity theft cases. That’s a staggering number, and experts predict that it will only accelerate in the years
How to Protect Yourself from Identity Theft – Part 2 Read More »
Hey there, savvy readers! Today, we’re diving into the dark and ever-relevant world of identity theft, a more pertinent topic than ever in our hyper-connected digital age. So, go ahead and grab yourself a cup of coffee, settle into your favorite spot, and join us as we demystify identity theft and help you protect your
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Proper furnace & wood stove safety can go a long way in preventing disaster. 24 seconds. That is how often a fire department responds to a fire somewhere in the United States. 44,210. That’s the number of home fires caused by heating equipment between 2016 and 2020, according to the National Fire Protection Association. Home
Home Furnace & Wood Stove Safety Tips: How to Keep Your Family Safe Read More »
Did you know that water damage affects around 14,000 people in the United States every single day? Or that 1 in every 60 insured homeowners will file a property damage claim due to water damage or freezing each year, at an average cost of $11,650? That kind of risk can have a chilling effect on
25 Ways to Protect Your Home From Winter Water Damage Read More »
If you’re starting a new farm or operating an existing one, you’ve got to make sure you have the farm insurance that’s right for your unique set of circumstances. In this article, we’ll discuss farm insurance basics and the dangers of being underinsured so that you don’t open yourself up to liability if disaster strikes.
Farm Insurance 101: What You Need to Know Read More »
